Obzor
Khotya mobil’nyye platyzhi dominantiruyut v Kitae, nalichnyye ostayutsya vazhnymi. Etot rukovodstvo okhvatyvayet raspolozheniye bankomatov, limity snyatiya, komissii i sovety po upravleniyu nalichnymi vo vremya poezdki.
Valyuta
Kitayskiy yuan (CNY/RMB)
- Banknoty: ¥10, ¥20, ¥50, ¥100
- Monety: ¥0.1, ¥0.5, ¥1
Bankomaty v Kitae
Bankomaty krupnykh bankov
| Bank | Dostupnost’ bankomatov | Angliyskiy interfeys |
|---|---|---|
| ICBC | Ochen’ chasto | Da |
| ABC | Chasto | Da |
| BOC | Chasto | Da |
| CCB | Chasto | Da |
| HSBC | Ogranichenno | Da |
| Citi | Ogranichenno | Da |
Gde nayti bankomaty
- Otdeleniya bankov (vneshniye bankomaty 24/7)
- Torgovyye tsentry
- Stantsii metro
- Oteli (obychno s komissiyey)
- Kioski (nekotoryye)
Protsess snyatiya
Po shagam
- Naydite bankomat s logotipom karty (Visa, Mastercard, UnionPay)
- Vybirte angliyskiy interfeys
- Vstav’te ili prilozhite kartu
- Vvedite PIN
- Vyberite “Credit Card” ili “Savings”
- Vvedite summu (obychno s shagom ¥100)
- Podtverdite i poluchite nalichnyye
- Ne zabud’te svoyu kartu!
Komissii i limity
Tipichnyye komissii
| Tip karty | Komissiya bankomata | Konversiya valyuty |
|---|---|---|
| Visa | ¥15-20 | 1-2% |
| Mastercard | ¥15-20 | 1-2% |
| UnionPay | Besplatno-¥10 | 0% (napryamuyu CNY) |
Dnevnyye limity
- Obychno ¥2,000-¥10,000 v den’
- Proverte u svoego banka pered poezdkoy
Sovety
- Ispol’zuyte bankomaty bankov (a ne oteley/merchant - vysshiye komissii)
- Snimayte bol’shije summy rezhe
- Sokhranayte cheki dlya ucheta
- Uvedomite svoy bank pered poezdkoy
- Imeyte rezervnuyu kartu
Ekstrennyye varianty nalichnykh
Yesli vy ne mozhete snyat’ nalichnyye:
- Svyazhites’ s mezhdunarodnoy goryachey liniyey svoego banka
- Ispol’zuyte servisy denezhnykh perevodov (Western Union i t.d.)
- Poprosite pomoshchi u kons’yuzha otelya
- Ispol’zuyte avans kredtnoy karty (vysокиye komissii!)